Terms and Conditions

Please read the following terms and conditions (“Terms”) and the Thrive Nation Finance (“Thrive Nation”) Privacy Policycarefully. By accessing and/or using the Thrive Nation Finance website, products or services (collectively, the “Site”), you acknowledge that you have read the Terms and the Privacy Policy and that you accept and will be bound by the Terms and the Privacy Policy, which may be modified by Thrive Nation from time to time and reposted on this Site. If you do not agree to the Terms or the Privacy Policy, you agree that you shall immediately cease using the Site.

The Terms and the Privacy Policy also apply when you use a downloadable application or other technology to access any features, functionality, content and/or information that is made available or provided on or through the Site.

Please review these Terms and our Privacy Policy, which governs your use of the Site.

Electronic Communications

When you use any Thrive Nation product or service, or send emails, text messages, and other communications from your desktop or mobile device to us, you may be communicating with us electronically. You consent to receive communications from us electronically, such as emails, texts, mobile push notices, or notices and messages on this site or through the other Thrive Nation products or services. You agree that all agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

License

The contents of our Site, including its “look and feel” (e.g., text, graphics, images, logos, and button icons), editorial content, notices, software (including HTML or XML based computer programs) and other material, are protected under Canadian and international trademark, copyright and other laws.

Graphics, logos, slogans, page headers, button icons, scripts, and service names included in or made available through any Thrive Nation product or service are trademarks or trade dress of Thrive Nation, or its affiliates. Thrive Nation’s or its affiliates’ trademarks and trade dress may not be used in connection with any product or service that is not Thrive Nation or its affiliates’, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits Thrive Nation or its affiliates. All other trademarks not owned by Thrive Nation or its affiliates that appear in any Thrive Nation product or service are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by Thrive Nation or its affiliates.

This content is the property of or is licensed to Thrive Nation. We hereby grant you the right to view and use our Site subject to these Terms. You may download or print a copy of information provided in the Site for internal use or distribution only.

Permission to reprint or electronically reproduce any document or graphic in whole or in part for any other purpose is expressly prohibited, unless prior written consent is obtained from us.

Restricted Access Portions of the Site

You agree to take reasonable measures to ensure that no unauthorized person or entity shall have access to restricted areas of the Site using your username or password.

You agree that, if you are provided rights to access or use restricted areas of the Site, those rights are non transferable.

You may not assign, sublicense, transfer, pledge, lease, rent, or share your username and password to anyone other than an employee or agent authorized to act on your behalf, and subject to all of the provisions set forth in these Terms.

You assume all responsibility for loss or misuse of your username and password and are responsible for any activities undertaken by a person in possession of your username or password for any reason other than solely due to the negligence of Thrive Nation.

Information Provided by You

All information transmitted or otherwise submitted to Thrive Nation by you via the Site, other than personal information as defined in federal and provincial legislation (“Personal Information”), shall be deemed to be the property of Thrive Nation. Thrive Nation shall be free to use such information for any lawful purpose. Thrive Nation shall not have any obligation to keep any information confidential, except as otherwise specifically agreed to in writing by Thrive Nation or as required by law. Thrive Nation shall treat Personal Information in accordance with the terms of its Privacy Policy and all applicable privacy legislation.

By providing such information and materials, you declare and warrant that you have all necessary rights to submit such information and materials and that the information and materials do not infringe the rights of third parties.

By using the Site, you hereby acknowledge that the Internet is not a secure medium and privacy cannot be guaranteed or ensured. Although Thrive Nation is committed to protecting your Personal Information in accordance with applicable privacy legislation, Thrive Nation shall not be responsible for any damages that you or any third party may suffer as a result of the transmission of confidential information that you make to Thrive Nation through the Internet or that you expressly or implicitly authorize Thrive Nation to make or for any errors or any changes made to any such transmitted information.

Electronic Communication via the Internet

Any unprotected electronic communication over the Internet is, as with communication via other mediums (e.g. cellular phones, post office mail, Social Media Pages (later defined)), not secure or confidential, subject to possible interception or loss, and possible alteration. You should not send any confidential, proprietary or sensitive information about you or others via these mediums. Thrive Nation is not responsible for and will not be liable to you or anyone else for any damages in connection with an email, text message, comment, post or any other electronic message sent by you to Thrive Nation, or an email, text message, comment, post or any other electronic message sent by Thrive Nation to you.

Disclaimer of Warranties

The information and materials (including any third party user provided information or content) presented on or through the Site or publicly or third party accessible portions of the products and services are made available solely for general information purposes and your convenience.

The information provided on or through the Site is for informational purposes only and is not intended to provide specific financial, investment, tax, legal, accounting or other advice to you, and should not be acted or relied upon in that regard without seeking the advice of a professional. Thrive Nation Finance provides personalized financial advice only when a formal Financial Advisory Services Agreement has been signed by both you and Thrive Nation Finance. Your advisor can help to ensure that your own circumstances have been properly considered and any action is taken on the latest available information.

We do not warrant the accuracy, completeness, or usefulness of this information and materials. Any reliance you place on such information and materials is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such information or materials by you or any other visitor to the Site for use of the products and services, or by anyone who may be informed of any of its contents.

You expressly agree that use of the Site is at your sole risk. Neither Thrive Nation, its affiliates, or any of their respective directors, employees, agents, third party content providers, or licensors warrant that the Site will be uninterrupted or error free; nor do they make any warranty as to the results that may be obtained from use of the Site or as to the accuracy, reliability, or content of any information, service, or merchandise provided through the Site.

This disclaimer of liability applies to any damages or injury caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorized access to, alteration of, or use of the Site, whether for breach of contract, tortuous behaviour, civil liability, negligence, or under any other cause of action.

This Site is provided on an “as is” basis without warranty or condition of any kind, either expressed or implied, including, but not limited to, warranties or conditions of title or implied warranties of merchantability or fitness for a particular purpose. Thrive Nation does not represent or warrant non infringement, other than those warranties that are implied by and incapable of exclusion, restriction, or modification under the laws applicable to this agreement.

In no event will Thrive Nation or any person or entity involved in creating or producing the Site be liable for any damages, including, without limitation, direct, indirect, incidental, special, consequential, or punitive damages arising out of the use of or inability to use the Site, even if Thrive Nation is advised or made aware of the possibility of such damages. By using the Site, you hereby acknowledge that the provisions of this section shall apply to all information on the Site.

In addition to the terms set forth above, Thrive Nation, its affiliates, and its third party licensors shall not be liable, regardless of the cause or duration, for any errors, inaccuracies, omissions, or other defects in, or untimeliness or unauthenticity of, the information contained within the Site, or for any delay or interruption in the transmission thereof to you, or for any claims or losses arising therefrom or occasioned thereby. None of the foregoing parties shall be liable for any third party claims or losses of any nature, including, but not limited to, lost profits, or punitive or consequential damages. None of Thrive Nation, its affiliates, and its third party licensors warrant or guarantee the timeliness, sequence, accuracy, or completeness of the information on the Site. Descriptions of or references to products, services, or publications within the Site do not imply Thrive Nation’s endorsement of such products, services, or publications.

Additional Disclosures and Disclaimers

The information contained on this Site is not intended for distribution to or use by anyone, nor is it intended to constitute an offer or solicitation of financial advisory or other services, in any jurisdiction, state or country where such distribution or use or the offering, solicitation or providing of such services is contrary to applicable law.

The products and services referred to on the Site are only available in Canada. If you are not currently a resident of Canada, you should not access the information available on this website.

Any information on this Site is provided for informational purposes only and is not intended as an offer or solicitation for the sale or purchase of any security, nor should it be used or relied on in connection with any sale or purchase of securities.

The information available on or through the Thrive Nation Site is provided by sources believed by Thrive Nation to be reliable. Any information, including performance data available through any third party provider is not guaranteed to be current, accurate or complete and is subject to change without notice. Any expressed views or opinions provided on our site do not imply endorsement.

Neither we nor any of our affiliates or third party service provider acts as an advisor or fiduciary in providing any information on or through this Site, except when a formal Financial Advisory Services Agreement has been signed. Please consult a qualified financial, legal, tax, accounting, estate planning or other advisor for guidance concerning your specific circumstances.

Website content is general educational content and is NOT personalized financial advice. Personalized financial advice is only provided to clients who have signed a formal advisory agreement with Thrive Nation Finance.

Indemnification by You

You hereby agree to defend, indemnify, and hold harmless Thrive Nation, its affiliates, third party licensors, their respective directors, officers, employees, and agents and their successors and assigns from and against any liability, loss, claim, and expense, including legal fees and disbursements on a solicitor client basis related to any violation of the Terms, the Privacy Policy or your use of the Site, or any information on the Site.

Links to Other Websites

The Site contains links to third party websites. Thrive Nation is not responsible for the content, accuracy, or opinions expressed in such third party websites, and the inclusion of any third party website does not imply the approval or endorsement of such third party website by Thrive Nation.

Mobile Services

The following terms apply if you access Thrive Nation online services using certain mobile devices through websites specifically designed for mobile devices or through software (“Mobile Services”):

• You must be enrolled in the online services of the Thrive Nation Site in order to use the Mobile Services.
• You may not have access to all of the same services, features, functionality, content or information through Mobile Services as you may through Online Services.
• There may be important terms and conditions that are displayed only when you click on information icons or links within Mobile Services.
• You are responsible for any fees imposed by a service provider that you might incur by accessing Mobile Services.

Social Media

The following terms apply if you access any of the social media pages, accounts, sites, channels and/or any application(s) within the said pages established and administered by Thrive Nation.

By using the Social Media Pages and submitting a comment, photo, video links and/or other materials, you agree to be bound and comply with these Terms, the Thrive Nation Privacy Policy and the general terms of use applicable to the Social Media Page Websites.

You agree that you will not post or submit any information, post, link or material of any kind on the Social Media Pages which is defamatory, abusive, infringing, obscene, misleading, unlawful or which otherwise violates the legal rights of others.

General

Thrive Nation shall have the right at any time to change or discontinue any aspect or feature of the Site. The Terms will be governed by and construed in accordance with the laws of the Province of Ontario and the laws of Canada applicable therein. You hereby consent and submit to the jurisdiction of the courts of the Province of Ontario.

If you have a question or concern, contact us at info@thrivenationfinance.com.